Terms & Conditions

1. About Us

PropertyInvesting.io is a UK-based informational platform providing tools, content, and educational resources on property investment. We are not a regulated financial advisor or an FCA‑authorised investment firm.

Company Name: PROPERTY INVESTING LTD
Registered Address: 65 Heath Gap Road, Cannock, Staffordshire, United Kingdom, WS11 6DY
Email: info@propertyinvesting.io

2. Acceptance of Terms

By using this Platform, you agree that you:

• Are at least 18 years old;
• Have the legal capacity to enter into contracts under UK law;
• Are accessing the site for lawful purposes;
• Accept all terms outlined herein and any updates posted periodically.

Failure to comply with these terms may result in immediate termination of your access.

3. Educational Purpose Only – Not Regulated Advice

In accordance with the Financial Services and Markets Act 2000 (FSMA), all content on PropertyInvesting.io is provided for educational and informational purposes only. We do not provide:

• Regulated investment advice;
• Recommendations to buy, sell, or hold property or securities;
• Personalised investment strategies or financial planning.

You must not interpret any tools, models, or content on this Platform as tailored financial advice. For regulated advice, please consult an FCA‑authorised professional.

4. Investor Self‑Assessment Responsibilities

It is your sole responsibility to:

• Assess your financial capacity and investment suitability;
• Understand the risks associated with property investment, including market fluctuations, liquidity issues, and tax liabilities;
• Seek independent professional advice where necessary (e.g. legal, tax, mortgage, or financial advisory services).

By using this site, you confirm that you are acting as a self‑directed investor and will perform your own due diligence.

5. Data Collection, Use & Consent (UK GDPR & DPA 2018)

PropertyInvesting.io complies with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018. By using the Platform, you consent to our collection and processing of your data as outlined below:

a. Types of Data Collected

• Personal data you provide (e.g. email address, profile info);
• Behavioural data (e.g. page interactions, clicks, time on site);
• Technical data (e.g. browser type, IP address, location).

b. Purpose of Data Collection

• To provide access to tools and resources;
• To personalise user experience;
• To analyse user trends and improve site functionality;
• For direct marketing, if you opt in.

We will never sell your data. We may share data with third parties only for processing services (e.g. analytics providers or email platforms) and only under data processing agreements compliant with UK GDPR. For more information, please review our Privacy Policy.

6. Account Security & User Responsibilities

You are responsible for:

• Maintaining the confidentiality of your account credentials;
• All actions taken under your login;
• Ensuring that any personal data you submit is accurate and up to date.

We reserve the right to suspend or delete accounts if fraudulent or abusive activity is detected.

7. Intellectual Property

All content, designs, text, graphics, tools, and features are the property of PropertyInvesting.io or its licensors and are protected under the Copyright, Designs and Patents Act 1988. You may not reproduce or distribute any content without written permission, except where permitted by law.

8. Third‑Party Content & Links

Our Platform may contain links to third‑party websites. We do not endorse or accept liability for their content, services, or accuracy. Users are responsible for reviewing third‑party terms and privacy policies.

9. Limitations of Liability (Under UK Law)

To the fullest extent permitted by UK law, PropertyInvesting.io shall not be liable for:

• Any direct or indirect financial loss or damage;
• Business interruption or data loss;
• Loss of investment returns, income, or profits;

Resulting from your use of the Platform or reliance on any content. Nothing in these Terms excludes liability for death or personal injury caused by negligence, fraud, or other matters which cannot be excluded under English law.

10. Indemnity

You agree to indemnify and hold harmless PropertyInvesting.io and its affiliates against any claims, damages, or losses arising out of your breach of these Terms or misuse of the Platform.

11. Subscription, Payments & Refund Policy

If you subscribe to paid services:

• All prices are quoted in GBP and include applicable UK VAT unless otherwise stated;
• Payments are taken via a secure third‑party provider (e.g., Stripe or PayPal);
• Subscriptions renew automatically unless cancelled prior to the renewal date;
• You have the right to request a refund within 14 days of purchase under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, provided you have not accessed premium content.

Details of the refund process are available upon request or in your account dashboard.

12. Termination of Use

We may terminate your access at any time for breach of these Terms. You may also cancel your account at any time. Termination does not relieve you of any outstanding obligations.

13. Governing Law & Jurisdiction

These Terms & Conditions are governed by the laws of England and Wales. Any disputes arising from or relating to the Platform shall be subject to the exclusive jurisdiction of the courts of England and Wales.

14. Severability

If any part of these Terms is deemed invalid or unenforceable by a court, the remaining provisions shall continue in full force and effect.

15. Changes to These Terms

We may revise these Terms at any time. If significant changes are made, we will notify users via email or site notification. Continued use of the Platform after changes constitutes acceptance.

16. Contact Us

If you have questions about these Terms or your use of the site, you may contact us at:

Email: info@propertyinvesting.io
Postal: 65 Heath Gap Road, Cannock, Staffordshire, United Kingdom, WS11 6DY